First State Bank strives to offer services to meet the ever changing needs of our customers. Our trust department services include estate planning and settlement, trust plans, investment management, conservatorship, and retirement planning. We provide guidance to help you achieve your personal, family, and philanthropic goals.

Estate Planning

We will sit down with you to review your current estate plan and listen to your goals for the future. After we become thoroughly familiar with your assets, beneficiaries, and goals, we will present ideas and strategies to assist you in accomplishing those goals. Estate planning is not just about having effective documents; it is also about insuring the ownership of assets is accurate and falls under that document.

Estate Settlement

By naming First State Bank as the executor of your estate, you can be assured that every aspect of your estate will be handled in a professional and caring manner. The advantages of using First State Bank is that we have experience in handling estates, we have no emotional bias, e are impartial, never move or go on vacation, and we know what your goals and intentions are.

Trust Administration

Through the use of trusts, we provide ongoing professional management of your assets and aid in avoiding the expenses and delays of probate. This allows more of your estate to pass on to your beneficiaries because estate taxes are minimized. This can be accomplished through the use of the Revocable Trusts, Irrevocable Trusts, Special Needs Trusts, Charitable Trusts, and Family Trusts.

Investment Management

Our investment management plan uses an ongoing values-based process. Based upon understanding your needs, analyzing your current situation, and advising you with options, we will help you create a plan to reach your goals. Through the use of prudent strategies we are able to adjust for market trends and economic conditions for your changing needs, and for life changing events.

Conservatorship

This is a court supervised position and involves the supervision of a person’s financial affairs if the person lacks sufficient capacity to make or carry out important decisions concerning money matters.

Retirement plans

We are constantly hearing that we are responsible for our own financial destiny. Retirement planning is one of the ways to accomplish that goal. First State Bank offers many custodial self-directed or trustee plans that can help you in that process.

First State Bank is proud of the trust services we provide. Through cooperation with your existing advisor relationships, we will ensure that your investments, tax, and legal plans work together in today’s complex financial environment to help you reach your goals.